BRRRRBuy. Rehab. Rent. Refinance. Repeat.
I help investors evaluate properties suitable for a BRRRR strategy — identifying deals that support recycling your capital into the next property.
Call/Text 703-343-6660How I Help
- Identify properties suitable for a BRRRR strategy.
- Evaluate rehab scope, after-repair value, and refinance potential.
- Rental analysis to support the rent phase.
- Local NOVA market knowledge for acquisition and resale.
What Is the BRRRR Method?
BRRRR is a strategy for building a rental portfolio without constantly tying up new cash. You buy a property that needs work, renovate it, rent it out, refinance based on the new value to pull your capital back out, then repeat. The goal is to own a cash-flowing rental while recycling your money into the next deal.
1. Buy
Find a distressed or underpriced property with upside. The buy price matters — it sets the foundation for the whole deal.
2. Rehab
Renovate the property to raise its value and make it rent-ready. The rehab must be efficient and budgeted honestly with a contingency.
3. Rent
Place a tenant and stabilize the rental income. Lenders want to see the property performing before they'll refinance.
4. Refinance
Pull cash out based on the new appraised value (ARV). Done right, you recover most or all of the capital you put in.
5. Repeat
Take the recycled capital and do it again. That's how a portfolio grows without constantly adding new cash.
Key Metrics Every BRRRR Investor Should Understand
The deal lives or dies on whether you can recycle capital and still cash flow. These are the numbers that matter.
After-Repair Value
The appraised value post-renovation. It drives how much you can refinance and pull out.
Loan-to-Value
The percentage of ARV the lender will finance on refinance — typically 70–80%.
Capital Still Invested
What remains of your own money after refinance. Lower is better — ideally near zero.
Debt Service Coverage Ratio
Net operating income divided by debt payment. Lenders use it to qualify the refinance.
Run the Numbers on a BRRRR Deal.
A detailed BRRRR calculator — acquisition, rehab, hold, refinance, capital recycling, and stabilized rental cash flow. Estimate only — not financial advice.
BRRRR Analysis
Stabilized Monthly Cash Flow
-$548
- Total Rehab (w/ Contingency)
- $49,500
- Acquisition Down Payment
- $75,000
- Acquisition Loan
- $300,000
- Hold Interest Cost
- $22,000
- Total Cash Into Deal
- $146,500
- Refi Loan Amount
- $356,250
- Refi Closing Costs
- $7,125
- Cash Out at Refi
- $49,125
- Cash Left in Deal
- $97,375
- New P&I Payment
- $2,370
- Operating Expenses/mo
- $928
Capital Recycling
The goal of BRRRR is to pull your capital back out at refinance and keep the rental cash-flowing.
$97,375 remains in the deal. Lower your purchase, rehab, or raise the ARV to recycle more capital.
Want Jason to Analyze a BRRRR Deal?
Share the property and your numbers — Jason will stress-test the acquisition, rehab, refinance, and stabilized rental with you.
Where BRRRR Deals Go Wrong
BRRRR looks simple on paper, but the refinance is where most deals break. Here's what to watch for before you commit.
- Overestimating ARV — the appraisal may come in lower than expected.
- Underbudgeting rehab, leaving less cash to pull out at refinance.
- Refinancing before the property is stabilized with a tenant in place.
- Ignoring the gap between acquisition financing and long-term refinance rates.
- Forgetting that lenders require seasoning — typically 6–12 months before refinance.
Found a Property You Want to BRRRR?
Send me the address. I'll pull comps, check the ARV, and help you see if the refinance will actually recycle your capital.
Questions
What is the BRRRR method?+
Buy. Rehab. Rent. Refinance. Repeat. A strategy for building a rental portfolio by recycling capital. Jason helps evaluate properties suitable for a BRRRR approach.
Can you help analyze BRRRR deals?+
Yes. Use the calculator below to screen the post-rehab rental numbers, then ask Jason to analyze a specific property's acquisition, rehab, rental, and refinance in detail.